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Best for: It's best for Vietnamese citizens or foreigners with work permits needing substantial funds for personal expenses.

APR

6.0–15.0%

Amount

—

Term

12–60mo

Speed

1-3 business days

This personal loan provides flexible terms and competitive rates, ideal for those looking for quick cash solutions.

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Best for: This loan is best for individuals who need a significant amount of cash for personal expenses and prefer a well-established bank.

APR

7.0–11.5%

Amount

₫5M

Term

6–60mo

Agribank’s personal loans provide flexible borrowing options at reasonable rates, making them a solid choice for many borrowers.

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Best for: Individuals aged 18-65 with a stable income of at least 5,000,000 VND per month seeking personal financing.

APR

7.0–12.5%

Amount

—

Term

6–60mo

BIDV's personal loan for its competitive minimum loan amount and flexible terms, making it suitable for a wide range of borrowers. However, the interest rates can be relatively high at 12.5%, which may deter some applicants looking for lower-cost options.

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Best for: This loan is best for borrowers looking for substantial amounts with a reliable state-owned bank.

APR

7.5–12.0%

Amount

—

Term

6–60mo

Vietcombank provides a solid option for personal loans with competitive rates and flexible terms.

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Best for: This loan is best for those needing quick access to funds, as approval and disbursement times are notably fast.

APR

9.0–33.94%

Amount

₫5M

Term

3–57mo

Speed

Within 30 minutes

Home Credit offers a streamlined online cash loan process, but borrowers should be cautious about the high interest rates.

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Best for: This loan is best for Vietnamese citizens needing immediate cash for personal expenses, with flexible repayment terms.

APR

20.0–48.0%

Amount

₫3M

Term

6–60mo

Speed

Within 24 hours

The FE Credit Flexible Cash Loan offers quick cash access but may not be ideal for everyone due to its high interest rates.

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