Reviews, guides, and market analysis
Compare UnionBank, BPI, and RCBC personal loans — monthly rates, fees, and terms vary. Find the best for your needs this August.
Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.
APR
25.98–26.76%
Amount
₱10k–₱2M
Term
6–36mo
Speed
5-7 banking days
BDO Personal Loans provide a flexible financing option with competitive rates, but potential borrowers should assess their repayment capabilities.
Check rates→Best for: This service is best for individuals seeking quick access to personal loans without the hassle of traditional banking processes.
APR
—
Amount
₱5k–₱50k
Term
6–12mo
Speed
Instant in-app
Tonik Quick Loan offers a modern approach to personal financing with its app-based platform, making it accessible for borrowers with lower credit tiers.
Check rates→Best for: This loan is best for individuals with a stable income looking for manageable loan terms and competitive rates.
APR
—
Amount
₱20k–₱2M
Term
6–36mo
Speed
within 5 banking days
The CTBC Bank Salary Stretch Personal Loan is a solid option for salaried employees needing financial flexibility. Its clear eligibility guidelines help streamline the application process.
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Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.
APR
39.43%
Amount
₱30k–₱3M
Term
12–36mo
Speed
1-3 business days
SB Finance Personal Loan offers a convenient way to access funds online, but potential borrowers should be mindful of the eligibility criteria.
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Best for: This loan is ideal for first-time borrowers who need quick access to funds without the burden of collateral, making it suitable for personal expenses like education or travel.
APR
19.0–34.0%
Amount
₱20k–₱5M
Term
3–60mo
Speed
fast processing
The RCBC Pasado Loan offers a convenient, collateral-free option for those looking to meet immediate financial needs, especially for individuals in the process of building their credit.
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Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.
APR
25.98–36.74%
Amount
₱20k–₱2M
Term
12–36mo
Speed
7 banking days
Metrobank offers a reliable personal loan option with transparent pricing and flexible terms, making it suitable for various personal goals.
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