Reviews, guides, and market analysis
Compare top personal loans with rates as low as 3.9% for excellent credit. Discover flexible repayment options and transparent terms available now.
Best for: This service is best for individuals who need face-to-face support and have credit challenges, allowing them to borrow between £1,000 and £15,000.
APR
39.9–299.8%
Amount
£1k–£15k
Term
18–60mo
Everyday Loans offers a viable option for those with less-than-perfect credit seeking personal loans. However, the high APR rates warrant careful consideration.
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Best for: Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.
APR
6.0–19.9%
Amount
£1k–£35k
Term
12–84mo
Tesco Bank Personal Loans offer competitive rates for Clubcard members, making them a viable option for those seeking personal loans in the UK.
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Best for: Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.
APR
5.7–19.9%
Amount
£1k–£40k
Term
12–60mo
Sainsbury's Bank offers competitive personal loans with straightforward terms and the added bonus of Nectar points for cardholders.
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Best for: These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges.
APR
5.1–29.9%
Amount
£1k–£25k
Term
12–60mo
Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.
Check rates→Best for: These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.
APR
6.9–19.9%
Amount
£500–£25k
Term
12–60mo
Asda Money offers personal loans with competitive rates, but the minimum credit score requirement may limit accessibility for some borrowers.
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Best for: This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.
APR
6.9–19.9%
Amount
£1k–£25k
Term
12–60mo
The Danske Bank Fixed Rate Personal Loan offers a competitive APR range, making it a viable option for borrowers seeking stability in repayments.
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